Consumer’s Federal Credit Union
Why Choose a Personal Loan from CFCU?
At Consumer’s Federal Credit Union, we’re committed to providing personalized service and affordable loan options to our members.
With low interest rates, flexible terms, and local, one-on-one support, we make it easy for you to get the financial help you need.
- Competitive rates on all personal loans
- No hidden fees or surprises
- Local, personalized loan service
- Quick approval and funding
Competitive Rates That Work for You.
We offer some of the most competitive rates in South Dakota, designed to help you save money and achieve your financial goals.
Whether you’re borrowing for a new car, consolidating debt, or saving for the future, our rates are structured to give you the best possible value. With no hidden fees and flexible terms, you can trust that you’re getting a great deal every time.
| Rates: | 12 months | 24 months | 36 months |
|---|---|---|---|
| 750+ | 13.00% | 14.00% | 15.00% |
| 749–700 | 13.50% | 14.50% | 15.50% |
| 699–650 | 14.00% | 15.00% | *16.00% |
| 649–600 | 14.50% | 15.50% | *16.50% |
| 599 & under | 15.50% | *16.50% | *17.00% |
*Bold sections must require collateral to secure the note.
Loan Fees: $50.00/ Manager has right of say over all printed material. May need co-signer. *Annual Percentage Rate
Approved by the Board of Directors on 4-23-25.
How to Apply for a Personal Loan.
Applying for a personal loan is easy—just visit us in person! We believe in personal service, so all loan applications must be completed face-to-face with a member of our team. Have questions? Stop by or give us a call—we’re here to help!
To apply, please bring the following:
