Why Choose a Checking Account with Consumer’s Federal Credit Union?

Mobile and Online Banking

Manage your checking account on-the-go with secure online banking and our mobile app. Deposit checks, pay bills, transfer funds, and monitor your balance anywhere.

CFCU ATM Access

Enjoy fee-free access at all CFCU-owned ATMs. Wherever you find one of our machines, you can withdraw cash without paying any additional fees. Please note that fees may apply when using non-CFCU ATMs.

Overdraft Protection

Protect your account with overdraft protection. Avoid unexpected fees when you need an extra layer of security in managing your finances.

No Maintenance Fees

We don’t charge monthly maintenance fees, saving you money each month. Enjoy full access to your funds without the worry of extra charges eating into your balance.

Consumer’s Federal Credit Union

Types of Checking Accounts We Offer.

Our checking accounts come with the flexibility to help you manage your everyday finances with ease.

Visit us today at our Gregory branch to open an account today.

Share Draft (Checking) Account

A no-minimum balance checking account with great features:
• No monthly service charges
• No minimum balance required
• Low-cost duplicate checks
• Overdraft protection (for qualified members)
• Automatic transfers from savings
• $1 monthly service fee applies to all active debit cards.
• ATM access through major networks (fees may apply)
• Use anywhere Visa is accepted

Teen Checking Account

A smart way to help teens (ages 13–17) build financial skills:
• No monthly service charges
• No minimum balance required
• $25 bonus for opening an account
• Free debit card with no monthly fee
• One-time “Oops” coupon to waive overdraft fee
• Report card rewards:
 A = $2 B = $1 C = $0.50
• Use anywhere Visa is accepted

How to Open a Checking Account.

Opening a checking account with Consumer’s Federal Credit Union is quick and easy. We make the process simple, and our friendly staff is here to assist you every step of the way. Here’s how you can get started:

  • Choose Your Account – Review our checking account options and select the one that best suits your needs. Whether you’re looking for a basic account, an interest-bearing option, or something for a student or senior, we’ve got you covered.
  • Gather Your Information – To open your account, you’ll need to provide basic personal information, such as proof of identity and address. Don’t worry—we’ll help you with any questions during the process.
  • Make Your Initial Deposit – Depending on the account type you choose, there may be a small minimum deposit required to get started. After that, you can deposit funds whenever you like.
  • Start Banking! – Once your account is open, you’ll have access to all the features and benefits we offer. You can start using your debit card, set up direct deposit, pay bills online, and enjoy the convenience of managing your account from anywhere.

Get a personal consultation.

Office

301 W Hwy 18 Gregory, SD 57533

Contact

info@consumersfcu.coop

Open Hours

Monday – Friday

  • Lobby: 9:00 AM – 4:00 PM

  • Drive-Thru: 8:00 AM – 5:00 PM

Saturday

  • Lobby: Closed

  • Drive-Thru: 9:00 AM – 12:00 PM

*Closed for Federal Holidays