Why Choose a Credit Card from CFCU?

At CFCU, we offer a straightforward, no-nonsense credit card designed to meet your everyday financial needs.

With local, personalized service and a focus on your financial well-being, we’re here to help you succeed.

Competitive Low Interest Rates

  • Low interest rates to save you money
  • No hidden fees
  • Financial flexibility for larger purchases or emergencies
  • Easy-to-manage terms

No Annual Credit Card Fees

  • No annual fees
  • No activation fees or hidden charges
  • All rewards with no strings attached
  • Save more money in the long run
  • Local Service
  • Easy To Apply

Flexible Payment Options

  • Flexible payment options
  • Pay off your balance faster or make smaller payments
  • Set up automatic payments
  • Track your payments with online banking

No Complicated Rewards—Just a Great Card.

We keep things simple—no points, no exclusive memberships, and no confusing reward programs. Just a reliable credit card backed by the personal service you expect from a local credit union.

How to Apply.

To apply for a credit card, visit us in person at Consumer’s Federal Credit Union. Our team will walk you through the process and answer any questions you may have.

Simple. Reliable. Local.

Our credit card provides:
✅ A competitive interest rate
✅ No annual fees
✅ No hidden costs or gimmicks

📍 Visit us today and experience banking the way it should be—simple and community-focused!

How to Apply for a Credit Card.

Applying for a Consumer’s Federal Credit Union credit card is easy—just visit us in person!

Since we value personal service and responsible lending, all applications must be completed face-to-face with a member of our team. This allows us to answer your questions, ensure you understand the terms, and help you choose the best financial options for your needs.

To streamline the process, please bring the following:

  • A valid government-issued ID (such as a driver’s license)

  • Proof of income (pay stub, tax return, or other documentation)

  • Any additional financial information that may be required

Get a personal consultation.

Office

301 W Hwy 18 Gregory, SD 57533

Contact

info@consumersfcu.coop

Open Hours

Monday – Friday

  • Lobby: 9:00 AM – 4:00 PM

  • Drive-Thru: 8:00 AM – 5:00 PM

Saturday

  • Lobby: Closed

  • Drive-Thru: 9:00 AM – 12:00 PM

*Closed for Federal Holidays