4.49%

New auto loans APR* as low as

5.75%

Equipment loans APR* as low as

6.75%

Livestock loans APR* as low as
*Rates are current as of 01/01/2026 unless otherwise noted and are subject to change. *APR = Annual Percentage Rate *Terms and conditions apply *Subject to approval

At Consumer’s Federal Credit Union, we believe in putting people first.

Checking & Savings

Explore flexible accounts that suit your needs, from easy-access checking to high-yield savings options.

Get A Loan

Whether for a vehicle, or personal project, our low-interest loans offer flexible terms for every need.

Credit Cards

Enjoy a credit card with great rates, and the security and local support you can count on.

Business Services

We offer business accounts and loans to help local businesses grow and succeed in our community.

Why Choose Consumer’s Federal Credit Union?

At Consumer’s Federal Credit Union, we believe in the power of community. We are dedicated to providing financial services that support your unique needs and goals.

Get the money you need for school with CFCU today.

Whether you’re an undergrad, grad student, or a parent we have loans to meet your needs.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fee or prepayment penalty
Business Accounting: A Guide for Entrepreneurs

Join Us Today & Experience the Local Difference.

Ready to take control of your financial future? Join Consumer’s Federal Credit Union today and experience the benefits of member-focused banking. Whether you’re looking to open an account, apply for a loan, or learn more about our services, we’re here to help.

See Why Our Members Trust Us with Their Financial Future!

At Consumer’s Federal Credit Union, we pride ourselves on offering exceptional service and building lasting relationships. But don’t just take our word for it—hear from our members about their experiences with us!

Get a personal consultation.

Office

301 W Hwy 18 Gregory, SD 57533

Contact

info@consumersfcu.coop

Open Hours

Monday – Friday

  • Lobby: 9:00 AM – 4:00 PM

  • Drive-Thru: 8:00 AM – 5:00 PM

Saturday

  • Lobby: Closed

  • Drive-Thru: 9:00 AM – 12:00 PM

*Closed for Federal Holidays