Consumer’s Federal Credit Union

Fuel Your Business with Affordable Equipment Loans

From construction machinery to farming equipment, we offer tailored loans that help you acquire the tools that power your business. With fast approvals, no hidden fees, and personalized service, we’re your trusted partner for all your equipment financing needs.

  • Fast approval process
  • Personalized service from local lending experts
  • Refinancing options to save on interest

New & Used Equipment Loans

  • Financing for a wide range of equipment
  • Loans for both new and used machinery
  • Competitive interest rates and terms
  • Fast approval and minimal paperwork

Refinancing Existing Equipment Loans

  • Lower interest rates on existing equipment loans
  • Refinance for better terms and improved cash flow
  • Flexible options to reduce monthly payments
  • No prepayment penalties

Fleet Financing for Growing Businesses

  • Financing for multiple pieces of equipment or vehicles
  • Flexible terms to suit your business
  • Competitive rates for fleet purchases
  • Fast processing for large equipment purchases

Competitive Rates for Your Equipment Financing Needs.

Take advantage of low interest rates and flexible terms designed to keep your business finances on track.

Whether you’re purchasing new or used equipment, refinancing an existing loan, or expanding your fleet, Consumer’s Federal Credit Union offers affordable rates that help you save money and grow your business with confidence.

Equipment Rates 3 Years or Less 4 Years or More
750+ 6.00% 7.00%
749–700 6.50% 7.25%
699–650 7.25% 8.00%
649–600 10.00% 10.50%
599 & below 11.00% 11.50%

Loan Fees: $100.00/ Manager has right of say over all printed material. May need co-signer. *Annual Percentage Rate

Approved by the Board of Directors on 4-23-25.

How to Apply for an Equipment or Machinery Loan.

Applying for an Equipment Loan at Consumer’s Federal Credit Union is easy and personal. Since we believe in face-to-face service and responsible lending, all applications must be completed in person at our branch.

We’re here to help you secure the equipment you need with local, personalized service. Have questions? Stop by or give us a call today!

Get a personal consultation.